New Home Buyer Credit Building Program. If you're thinking about buying a home, you may not know that your credit score is the upmost important concern. Your credit score will determine your interest rate and as well, if you are eligible to be approved for a mortgage loan.
Maybe you've already been turned down for a mortgage because of a low or no credit score. Remember, the lower your credit score, the higher your mortgage's interest rate will be and is a determining factor in receiving a mortgage loan approval. A low credit score can have a dramatic effect on how much you pay for your home over time. So if you're in the mid-to-low end of the credit spectrum (640 or lower), you may want to prepare by improving your credit score before you apply for a mortgage loan.
Abbott & Associates will work with you to determine the best way to improve your score & credit status so that when you apply for a mortgage you can receive the best interest rate possible. In addition, we will provide you homeowner's preparation education that will prepare you before you purchase your dream home. Let us help you to get your dream home.
"I was not aware that your credit score is directly related to interest rates & how your credit score & report plays a major role in receiving a mortgage & a lower interest rate. Abbott & Associates educated me in the home buyer process and cleaned up my credit report, thus improved my credit worthy of receiving a low interest rate, which saved me hundred of dollars on my monthly note"
"Abbott & Associates designed a personal plan to help me decide whether or not to purchase a home. After careful consideration and options provided, I was better off not purchasing at this time. They saved me money and gave me better alternatives. Thank you Abbott & Associates for being honest with me." C. Owens.